Bank OZK (NASDAQ:OZK) Q1 2024 Earnings Conference Call April 18, 2024 10:00 AM ET

Company Participants

Jay Staley – Director of Investor Relations and Corporate Development
George Gleason – Chairman and Chief Executive Officer
Brannon Hamblen – President
Tim Hicks – Chief Financial Officer
Cynthia Wolfe – Chief Operating Officer

Conference Call Participants

Stephen Scouten – Piper Sandler
Catherine Mealor – KBW
Matt Olney – Stephens
Michael Rose – Raymond James
Manan Gosalia – Morgan Stanley
Timur Braziler – Wells Fargo
Benjamin Gerlinger – Citi
Brian Martin – Janney Montgomery Scott
Brandon King – Truist
Samuel Varga – UBS

Operator

Good day, and thank you for standing by. Welcome to the Bank OZK First Quarter 2024 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions]. Please be advised that today’s conference is recorded.

I would now like to hand the conference over to your speaker today, Jay Staley, Director of Investor Relations and Corporate Development. Please go ahead.

Jay Staley

Good morning. I’m Jay Staley, Director of Investor Relations and Corporate Development for Bank OZK. Thank you for joining our call this morning and participating in our question-and-answer session. In today’s Q&A session, we may make forward-looking statements about our expectations, estimates and outlook for the future. Please refer to our earnings release, management comments and other public filings for more information on the various factors and risks that may cause actual results or outcomes to vary from those projected in or implied by such forward-looking statements.

Joining me on the call to take your questions are George Gleason, Chairman and CEO; Brannon Hamblen, President; Tim Hicks, Chief Financial Officer; Cindy Wolfe, Chief Operating Officer. We will now open up the lines for your questions. Let me now ask our operator, Abigail to remind

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